Constellation Digital Partners and Payrailz Partner to Improve Digital Banking Experience for Credit Unions

RALEIGH, North Carolina and GLASTONBURY, Conn.–(BUSINESS WIRE)–Constellation Digital Partners, a platform for credit unions and fintech developers to work together, and Payrailz, a digital payments company delivering smarter, more engaging and secure payment experiences, are pleased to announce a new partnership to create a common solution that unions can use to create a better digital banking experience. The partnership also represents another milestone for Constellation as the first enterprise-level agreement that enables developers to provide more platform-focused features and services for credit unions.

The Constellation digital platform is the first open development platform to provide financial services to credit unions and offers a unique opportunity to achieve a new level of integrated service for credit union members. Constellation provides the mechanism to secure services, provide services with core access, and deliver those services in a consistent and uniform manner. The platform enables anyone to build services, freeing credit unions from having to rely on a single vendor for all digital services, and allows credit unions to develop their own services or purchase services created by anyone in the Constellation ecosystem.

Payrailz’s technology is inspired by other industries that have taken advantage of advances in technology and artificial intelligence to meet the growing demand for task automation for users. Payrailz believes the industry is ready for a “do it for me” solution to better manage its payment needs and has built a powerful engine driven by predictive smart technology to turn payments into an afterthought for members.

Payrailz and Constellation share similar missions to provide credit unions with the tools and services needed to deliver the best possible results to their members. Until now, credit unions have competed with banks that have easier access to incorporate evolving technologies. Credit unions are now viewing technology as an investment to provide better services to members and are prioritizing member expectations for a digital banking experience.

“Credit unions collaborate all the time and expect suppliers to collaborate as well. This partnership is a great example of that,” said Payrailz CEO and Founder Fran Duggan. “Similar to Constellation, our mission at Payrailz is to help credit unions leapfrog current offerings and add value to their overall member experience. Payrailz offers engineered solutions to meet the needs of an emerging culture of “do it for me” by reimagining the payment experience.The partnership with Constellation further delivers on this promise.

By working together, Payrailz and Constellation will make it easier for credit unions to access the resources needed to deliver the digital services members expect and want. The patented secure marketplace allows credit unions to engage members in a way that has never been possible before, powered by multiple providers, like Payrailz, through a single consolidated member app.

“Credit unions come to Constellation and Payrailz because they want to keep their members happy. Happy members lead to higher retention rates,” said Constellation CEO and Founder Kris Kovacs. “Constellation offers credit unions a new way to fulfill its long-standing mission to make life easier for its members. Our partnership with Payrailz is a good use case for this.

About Constellation Digital Partners, LLC

Constellation provides a patented, secure, and flexible cloud marketplace that enables upper-to-mid-tier credit unions and innovative application developers to deliver safe, reliable, and next-generation digital financial services experiences while giving the freedom to compete , innovate and thrive in the financial services industry. Constellation is redefining what credit unions offer, delivering digital financial services in a way that allows them to put members at the center of their business strategy. Visit to learn more. And, connect with Constellation on TwitterInstagram (@ConstellationDP), Facebook and LinkedIn.

About Payrailz®

Payrailz is a digital payments company offering advanced payment capabilities and experiences including personal and corporate bill payments, external and internal transfers, new account funding, P2P, B2B, B2C and other related solutions for banks and credit unions. In a society that has become increasingly focused on a ‘do it for me’ culture, Payrailz’s smart technology makes a difference. Payrailz creates smarter payment experiences for the financial services industry that are predictive and more engaging than currently available alternatives. Financial institutions can confidently adopt Payrailz’ API-first and cloud-native technology engine, to offer unique payment solutions to their consumers and businesses. Payrailz helps financial institutions meet today’s payment expectations and tomorrow’s payment innovation needs. For more information visit, follow them on Twitter @PayrailzFacebook or LinkedIn, or contact Mickey Goldwasser at 860.430.9245.